Terms of Service

Last updated: April 25, 2026

These terms apply to the xpay.gg site and the services described on it. They are a general summary, not a substitute for legal advice. Product availability and features may vary by region.

By using our website or the xpay app experience offered through it, you agree to these terms and to our Privacy Policy. If you do not agree, you should not use the service.

xpay may provide information about virtual cards, eSIM, digital goods, and related payment or access tools. The site is for lawful use only. You must not use it to defraud, harass others, or breach applicable laws or the rules of our partners and payment networks.

We may change features, prices, or availability, or suspend or end access in line with the law, security needs, or partner requirements. We do not warrant uninterrupted or error-free operation. Where the law does not allow certain disclaimers, they may not apply to you.

Links to third parties (e.g. messaging or app stores) are for convenience. We are not responsible for their content, policies, or services unless required by law.

To the extent permitted by law, we limit liability for indirect or consequential damages arising from the use of the site. Your statutory rights as a consumer are not affected where required by local law.

These terms are provided in English; other language versions (e.g. Russian) are for convenience. In case of conflict, the version we designate as official may take precedence, subject to local consumer rules.